[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.hkcz.cz\/nemusime-trpet-nouzi\/#Article","mainEntityOfPage":"https:\/\/www.hkcz.cz\/nemusime-trpet-nouzi\/","headline":"Nemus\u00edme trp\u011bt nouz\u00ed","name":"Nemus\u00edme trp\u011bt nouz\u00ed","description":"I kdybychom \u0161li hodn\u011b daleko do minulosti, nenajdeme dobu, ve kter\u00e9 by m\u011bl ka\u017ed\u00fd z \u0159ad na\u0161\u00ed spole\u010dnosti dost pen\u011bz. V\u017edycky jsme tu m\u011bli lidi bohat\u0161\u00ed i chud\u0161\u00ed, bohat\u00e9 i vysloven\u00e9 \u017eebr\u00e1ky. A z\u0159ejm\u011b to ani nem\u016f\u017ee b\u00fdt jin\u00e9, proto\u017ee … ","datePublished":"2023-08-25","dateModified":"2023-10-09","author":{"@type":"Person","@id":"https:\/\/www.hkcz.cz\/author\/#Person","name":"","url":"https:\/\/www.hkcz.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/aa16db3f0f92015edeb6ced2fbc10116de89c6b4888114a368937de5fe58241b?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/aa16db3f0f92015edeb6ced2fbc10116de89c6b4888114a368937de5fe58241b?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"hkcz.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.hkcz.cz\/wp-content\/uploads\/swiss-francs-1657560_1280_1.jpg","url":"https:\/\/www.hkcz.cz\/wp-content\/uploads\/swiss-francs-1657560_1280_1.jpg","height":0,"width":0},"url":"https:\/\/www.hkcz.cz\/nemusime-trpet-nouzi\/","about":["Finance"],"wordCount":427,"articleBody":"   I kdybychom \u0161li hodn\u011b daleko do minulosti, nenajdeme dobu, ve kter\u00e9 by m\u011bl ka\u017ed\u00fd z \u0159ad na\u0161\u00ed spole\u010dnosti dost pen\u011bz. V\u017edycky jsme tu m\u011bli lidi bohat\u0161\u00ed i chud\u0161\u00ed, bohat\u00e9 i vysloven\u00e9 \u017eebr\u00e1ky. A z\u0159ejm\u011b to ani nem\u016f\u017ee b\u00fdt jin\u00e9, proto\u017ee pen\u00edze neust\u00e1le ob\u00edhaj\u00ed, v jednom kuse se vyd\u011bl\u00e1vaj\u00ed a utr\u00e1cej\u00ed, a nikdo nikdy nev\u00ed, zda si vyd\u011bl\u00e1 tolik, kolik bude muset utratit.Tak\u017ee se n\u011bkdy stane, \u017ee i ten nejzodpov\u011bdn\u011bj\u0161\u00ed z n\u00e1s svoji finan\u010dn\u00ed situaci nezvl\u00e1dne. Pen\u00edze mohou sch\u00e1zet a \u010dlov\u011bku to m\u016f\u017ee i skute\u010dn\u011b v\u00fdznamn\u011b komplikovat jeho \u017eivot. Ale co s t\u00edm? Co m\u00e1me my lid\u00e9 podniknout, abychom se dostali v dob\u011b nedostatku k dal\u0161\u00edm pen\u011bz\u016fm, jimi\u017e bychom dali svoji finan\u010dn\u00ed situaci do po\u0159\u00e1dku? Jak sehnat pen\u00edze, pokud si je pr\u00e1v\u011b nezvl\u00e1d\u00e1me vyd\u011blat a do dal\u0161\u00ed v\u00fdplaty nevyjdeme?Kdy\u017e je situace takov\u00e1, jakou jsem popsal, tedy kdy\u017e m\u00e1 \u010dlov\u011bk p\u0159\u00edli\u0161 n\u00edzk\u00e9 p\u0159\u00edjmy nebo p\u0159\u00edli\u0161 vysok\u00e9 v\u00fddaje, ned\u00e1 se vlastn\u011b naj\u00edt jin\u00e9 \u0159e\u0161en\u00ed ne\u017e p\u016fj\u010dka. Nikdo \u010dlov\u011bku pen\u00edze nedaruje, ale p\u016fj\u010dit mu je m\u016f\u017ee.Ale zat\u00edmco m\u016f\u017ee, tak\u00e9 nemus\u00ed. P\u016fj\u010dky se ned\u00e1vaj\u00ed jenom tak n\u011bkomu, kdo je chce. Tady se mus\u00ed nejd\u0159\u00edv dok\u00e1zat, \u017ee bude ten, kdo p\u016fj\u010dku dostane, i spl\u00e1cet, a a\u017e pak se pen\u00edze dostanou. A zat\u00edmco jde u v\u011bt\u0161iny p\u016fj\u010dek o dokl\u00e1d\u00e1n\u00ed velk\u00fdch p\u0159\u00edjm\u016f a \u010dist\u00fdch registr\u016f dlu\u017en\u00edk\u016f, je nebankovn\u00ed hypot\u00e9ka v tomto ohledu jin\u00e1. U t\u00e9 se prokazuje z\u00e1ruka spl\u00e1cen\u00ed z\u00e1stavou nemovitosti. A to je v\u00fdhodn\u00e9 pro lidi, kte\u0159\u00ed nemaj\u00ed pr\u00e1v\u011b z\u00e1vratn\u00e9 p\u0159\u00edjmy a kter\u00e9 deklasuje z\u00e1znam v registrech dlu\u017en\u00edk\u016f. Proto\u017ee kdo m\u00e1 nemovitost, ten ji m\u016f\u017ee jednodu\u0161e d\u00e1t do z\u00e1stavy a r\u00e1zem od nebankovn\u00ed spole\u010dnosti touto nab\u00edzenou hypot\u00e9ku dostane.A co je je\u0161t\u011b v\u00fdhodou takov\u00e9 nebankovn\u00ed hypot\u00e9ky? T\u0159eba to, \u017ee ji lze dostat i ve velk\u00e9 v\u00fd\u0161i a s dlouhou dobou spl\u00e1cen\u00ed. Co\u017e se hod\u00ed pochopiteln\u011b t\u011bm, jim\u017e sch\u00e1zej\u00ed velk\u00e9 pen\u00edze, kter\u00e9 by jinak nedali dohromady. Zat\u00edmco d\u00edky nebankovn\u00ed hypot\u00e9ce je to vlastn\u011b hra\u010dka.                                                                                                                                                                                                                                                                                                                                                                                          3.8\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nemus\u00edme trp\u011bt nouz\u00ed","item":"https:\/\/www.hkcz.cz\/nemusime-trpet-nouzi\/#breadcrumbitem"}]}]